Pradhan Mantri Awas Yojana (PMAY) is an initiative taken by the government to provide housing loans at nominal rates to all poor people living in India. However, there are some criteria to get the loan and register for this scheme. Read this article to fetch more information about the scheme, how to apply, the online form, and the last date to apply. We have mentioned accurate details of the scheme in this article.

PM Awas Yojana 2023

PMAY scheme was brought into action by the current prime minister, Narendra Modi, in June 2015. The scheme was designed to propel the notion of “housing facilities for all”. The government proposes that this scheme will help build 2 crores homes for poor people by the end of March 2022.

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Under this scheme, the government will provide home loans to rural and urban poor people at nominal rates and offer a subsidy on interest payable with EMI. The scheme was later joined with other various schemes like Ujjawala Yojana for LPG connection, Jan Dhan for having proper facilities to maintain finances, Saubhagya Yojana for having good Electricity connection, and others like having a toilet in the house, adequate drinking water and cleanliness to upgrade the living of the Rural and Urban poor people in India. All the schemes, as mentioned earlier, are also part of the government and were launched under Modi Sarkaar.

PMAY List 2023

Under this scheme, affordable housing solutions are provided to Rural and urban poor people. This scheme is broken down into two parts:

• Pradhan Mantri Awas Yojana for Gramin and Rural people: It is also known as PMAY-G with the main motive to provide the best housing facilities to people living in rural areas.
• Pradhan Mantri Awas Yojana for Urban people: It is also known as PMAY-U and aims to help urban people obtain better homes.

PM Awas Yojana 2023 List

This is data taken from the official site of the government. We present the consolidated data of the MoRD (Ministry of Rural Development) target, registered, sanctioned and completed, and fund transferred. This data was last updated on the official website on January 27, 2023. Please find the below table:

S. No.	State name	MoRD Target	Sanctioned	Registered	Completed
1	ARUNACHAL PRADESH	38384	36044	36162	10920
2	ASSAM	2084070	1812846	2089477	719781
3	BIHAR	3862734	3693938	4233441	3388567
4	CHHATTISGARH	1176150	1097112	1223454	837233
5	GOA	1707	252	287	140
6	GUJARAT	633772	542490	708720	401178
7	HARYANA	30789	28845	32479	21944
8	HIMACHAL PRADESH	15483	15450	15561	11659
9	JAMMU AND KASHMIR	201230	196218	235818	112951
10	JHARKHAND	1603268	1585901	1631220	1400297
11	KERALA	42212	35068	36730	25874
12	MADHYA PRADESH	3789400	3756819	4427738	3196375
13	MAHARASHTRA	1471359	1416545	1640131	929003
14	MANIPUR	46166	39057	55040	18507
15	MEGHALAYA	80848	66016	68958	34748
16	MIZORAM	20518	20362	22603	6172
17	NAGALAND	24775	22735	28300	5230
18	ODISHA	2695837	2644956	2829897	1708870
19	PUNJAB	41117	39089	61452	25631
20	RAJASTHAN	1733959	1721479	1770122	1517635
21	SIKKIM	1409	1401	1422	1097
22	TAMIL NADU	817439	772913	827039	476443
23	TRIPURA	282238	254782	340552	189979
24	UTTAR PRADESH	3478718	3366769	3512050	2589212
25	UTTARAKHAND	47654	44564	70899	27809
26	WEST BENGAL	4618847	4553795	4936925	3391566
27	ANDAMAN AND NICOBAR	1631	1347	1576	1174
28	DADRA AND NAGAR HAVELI	6763	5544	6105	3239
29	DAMAN AND DIU	68	47	50	13
30	LAKSHADWEEP	53	53	56	44
31	PUDUCHERRY	0	0	0	0
32	ANDHRA PRADESH	256270	233062	240808	47523
33	KARNATAKA	307746	162371	209645	101677
34	TELANGANA	0	0	0	0
35	LADAKH	1992	1906	2157	1429
	Total	29414606	28169776	31296874	21203920

PMAY Schemes’ Eligibility Criteria

• The beneficiary should be below 70 years of age.
• For Economic Weaker Section, the income limit is ₹3 lakhs per annum. For the Lower Income Group, the income limit is ₹6 lakhs per annum. For Middle Income Group 1, the income limit is between ₹6-12 lakhs per annum, and for Middle Income Group 2, the income limit is between ₹12-18 lakhs per annum.
• The beneficiary should neither have his own house nor should their family member own any home.
• The beneficiary should not avail of any prior subsidy from the central or state government for a home loan.
• Only people from Economic Weaker Section and Lower Income Groups can avail of loan for home improvements or renovation.
• The houses built under this scheme will be owned solely by women or jointly with men.

How to Apply for PMAY Scheme?

You can easily apply for the PMAY scheme if you pass the eligibility criteria for applying. The steps to apply online are mentioned below:

• Log in to the official government website https://pmaymis.gov.in/
• Under the Citizen Assessment option, select either ‘Slum Dwellers’ or ‘Benefits Under 3 Components’ according to your category.
• Enter the Aadhar card details and verify your Aadhar card.
• Once your Aadhar details are verified, fill in your accurate details in that portal.
• Enter the ‘Captcha’, and your request is submitted.

If you are not able to submit your form online, then you can simply visit the bank registered under the PMAY scheme or Common Service Centre (which are sun by the state government). You just have to pay ₹25+GST amount for the offline application form. Fill in your details and submit it back to the authorities.

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How to Download PMAY Online Form?

Follow the steps to download PMAY online form:

1. Visit PMAY official website and log in with your credentials.
2. Press the Citizen Assessment option and from the drop-down menu – select Print Assessment.
3. You just need to provide your basic details to print the form.
4. Fill in the details as per the instructions given on the form. Make sure the information provided by you is accurate and updated to date; otherwise, your application will get rejected, and you won’t be able to apply again. However, you can change your details by logging in again on the same portal with your credentials. But, just to avoid any mishap, fill in the correct details.
5. After filling in your details, click on the print option, and you can get that form downloaded on your device.

Last Date to Apply for PMAY Scheme

Earlier, the last date to apply for Pradhan Mantri Awas Yojana(PMAY) was on March 31, 2022, but this date has been extended till December 31, 2024, as conveyed by the Union cabinet. And the total target has also been revised from two crore houses to 2.95 crore houses.

Thank you for reading this article. I hope you find it insightful.

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