PhonePe Loan 2023 Interest Rate, Customer Care, Amount, Eligibility
PhonePe Loan 2023 Interest Rate, Customer Care, Amount, Eligibility are explained briefly in this article. Read to know more.
PhonePe Loan 2023
Phonepay is a Unified Payments Interface application used for money transfers. This app also offers many other conveniences, and PhonePe Loan is one of them. If any of its users have a requirement for money and wants money immediately, then it will be the best offer for them. The loan amount can be used in shopping anywhere by just transferring the money to your bank account. This amount is not so big, but it will be in future. This is just starting of Loan, which is a great initiative taken by PhonePe, and it is appreciable.
|
Important Links |
PhonePe is a company which offers digital payment services like money transfer, mobile recharge, data cards, DTH, bills, etc., founded in December 2015. Samir Nigam, Rahul Chari and Burjin Engineer founded it by making the headquarters in Banglore. Since it is an Indian Application, so it is available in 11 languages of this country. Investments in tax-saving funds, insurance, mutual funds and gold are also available. The ownership of PhonePe was taken by Flipkart in April 2016, and it was renamed to PhonePe Wallet. The founder Sammer Nigam was designated as CEO of this company.
PhonePe Loan Interest Rate 2023
If you are planning to take a loan, then it is really important to know about the Interest rate of the loan. With PhonePe, you will get 45 days (1 month and 15 days) Interest-free loan. If you pay the full amount within this time period, then you don’t have to pay any extra charge. But If you are taking a loan for a longer period, then you have to pay 0% to 46%, which will be calculated annually.
The interest rate is the amount of interest which the user has to pay per period. The interest rate can apply over a loan over different periods of time like daily, monthly or annually. This rate may vary according to supply and demand, term of maturity, amount of collateral, reserve requirements, compensating balance, provisions, etc. You can read more about Interest rates by clicking on the link at the bottom of this article.
PhonePe Loan Customer Care 2023
If you face any problem in applying for the PhonePe Loan, then you can reach directly to customer care directly, which will help you in each and every step. Users can reach by calling on 080-68727374 or 022-68727374. You can also visit the contact us page of the official website by clicking on the link mentioned at the end of this article. Customer care helps its user in many ways like e-mail, message in-app, call, etc.
PhonePe Loan Amount 2023
An amount between Rs 5,000 to Rs 50,000 can be withdrawn with the help of this loan. You will get the loan amount without going to any bank. The loan amount will depend on your credit score. If you have a low credit score, then you will be eligible for a low loan amount, and a high credit score will be helpful in getting the highest loan amount you can get.
PhonePe Loan Eligibility 2023
To get a loan amount, you should be a resident of India with an age minimum of 18 years. A current or saving bank account is a must to be eligible for the loan. If you have a credit score of more than 700, then it will be beneficial to you to get a higher amount. But firstly, you should have a Phone Wallet to apply for this loan. You should have some documents with you which will be needed while applying. An Identity card and address proof, i.e. Aadhaar card, PAN card or Passport, should be verified by Indian Government.
How to Apply for PhonePe Loan?
- You should have two applications, i.e. PhonePe and Flipkart, on your mobile; if not, download them from the google play store.
- Register or Login on PhonePe and Flipkart from the number which is connected to your bank account and Aadhaar card.
- Complete your KYC process on Flipkart.
- After successful KYC, you will get a limit of Rs 1000 to Rs 50,000, which will reflect in your Flipkart account.
- After using it, you can pay with the help of PhonePe or any other UPI application.
Follow these steps to get the loan amount in your Flipkart account, which you can use for shopping.
If you face any problems applying for the loan, you can comment here, and we will try to give the best solution.
Thank you for remaining on MPHP.in. We are grateful that you have arrived at the end of this article.
We share information regarding entertainment, festivals, gaming, health, etc.
Click here to divert to the homepage of our website.